LEADERS IN THE DISTRESSED MORTGAGE MARKET
A CEO's Guide to Strategic Growth
Keyhole Financial Services, a New York based company, has been in the alternative investing space since 2001. Their main focus has been on buying, selling and servicing distressed residential second mortgages on a nationwide basis.
These loans are pooled into private funds and offered to pre-qualified investors as investment opportunities. All of these funds are managed by Keyhole Financial Services and their team of experienced fund managers.
To date, net returns average over 20% annually.
Other alternative investments include residential short-sales on pre-foreclosed properties on Long Island, Brooklyn, Queens and Westchester.
Most recently, Keyhole has gotten involved in re-selling qualified mobile home notes with warranted annual returns of 8%.
For those individuals looking to learn how to invest themselves, Keyhole Academy was created in 2014. This on-line program guides students through the process of investing in distressed second mortgages from A-to-Z.
President & Founder
How Do You Want to Make Money?
Since inception in 2001, Keyhole Financial Services has continually outperformed the S&P 500.
Regardless of economic conditions, Keyhole is constantly creating, implementing, defining and re-defining it's core investment strategies based on current and projected market conditions.
Alternative investments in the real estate market has long been recognized as a valuable addition to the traditional stock and bond portfolio model. Yet most investors struggle to efficiently access this asset class, finding it challenging to find quality investment opportunities with trusting relationships and solid expertise.
At Keyhole Financial Services, we offer streamlined access to unique alternative investment opportunities that focus on long-term profitability. Our consistent track record and impeccable reputation speak for themselves.
Interested in investing in one of our private funds with the potential of earning greater than 20%?
Learn to Milk the Cow!
Keyhole Academy is our education source for mortgage investing; offering comprehensive on-line courses, for the newbie, as well as seasoned note investor.
We created this academy because we saw a tremendous amount of investors coming into this space. Many of our investors have flipped over to passively investing to learning how to do it for themselves.
Here's some reasons why learning how to invest has become so popular:
Make money without ever going to an office
Generate returns over 20% with just a computer and phone
Low investment needed to get started
Part-time or career-changing
Supplemental or full-time income
Minimal amount of time needed to manage notes
Create your own investment future
Study with a Cutting-Edge Digital Classroom
Students can access Keyhole Academy’s Learning Center from their computer, smartphone, or tablet and study online when it’s convenient for them. Our System syncs across devices, so students can sign in from anywhere at any time to study at their own pace.
Students get to learn from a wide variety of teaching styles – text, audio, videos, webinars, group discussions, and even quizzes and a final exam.
Private Mentorships -- What Sets Us Apart
What sets Keyhole Academy apart from other education programs is our private mentorship programs. For those students who have completed our course, but would like more hands-on training, the student can sign up for a 3-or-5-note program. They commit to buying 3 or 5 notes within a six month period and split the profits, 50/50. However, we hold their hand every step of the way. Every phone call, letter or strategy is done with the assistance of our team.
Whether the investor is looking to supplement their income or launch a new career, our programs empowers students to transform their life.
Finding Needles in the Haystack
Due diligence is essential for knowing which loans to purchase and at what price. The success or failure of your portfolio begins with the loans you purchase; this is the backbone for any investor.
Most investors analyze their data with the tried and true method of using Excel.
Once an investor is able to define their risk tolerance, they're able to set Excel in
motion by using its sorting, filtering and multitude of formulas.
The only drawback to using Excel and it's many features is that you need to know
how to use these many features!
Due diligence is essential for knowing which loans to purchase and at what price.
The success or failure of your portfolio begins with the loans you purchase; this
is the backbone for any investor.
Most investors analyze their data with the tried and true method of using Excel.
Once an investor is able to define their risk tolerance, they're able to set Excel in motion by using its sorting, filtering and multitude of formulas. The only drawback to using Excel and it's many features is that you need to know how to use these many features!
That's one of the reasons why we created, Evaluenote, an online loan research program with built-in analytics that allows even the "greenest" investor to come up with impressive statistical results.
The #1 Loan Management Software Designed Specifically for Distressed Mortgages
It’s been several years in the making, but we did it!
We’ve listened to our investors and have delivered the first only Loan Servicing software specifically built for Distressed First & Second Mortgages.
We researched other loan servicing programs and selected the best features to incorporate into our program, at a fraction of the cost to the end-user. Come see what investors are talking about and why they’re so excited about Note Emporium.
Other software programs try to be a little bit of everything to everyone, offering their product to investors working with first and second mortgages, credit card debt and student and car loans, to name a few. What they end up with is a product made for the masses, but lacking focus. We’ve taken over 25 years of experience in the distressed second mortgage industry and designed one product that is laser-focused, comprehensive, flexible and user-friendly.
Whether you’re new to the industry or a seasoned veteran, Note Emporium is built for every investor. Best of all, it’s so easy to use! Whether you have one loan or thousands, Note Emporium provides powerful tools to manage your entire portfolio.
Want to Earn 8-10% on Your Money
Benefits to Mobile Home Investing
Low Cost Per Unit
Mobile home parks allow you to acquire more units for less money. It is the lowest cost investment per unit of any real estate asset class with potentially higher risk adjusted returns. Most park owners own the land, and not the units themselves. This means the cost of investment is typically a lot less in comparison to the number of units.
Low Cost of Repairs and Maintenance
Not only is it low cost, it's low involvement. You, as the investor don’t have to do anything! The owner of the mobile home is responsible for maintenance, updates, and repairs to their residence – not the landlord. While the mobile home park owner must account for upkeep of the park, it is significantly less than upkeep in an apartment building.
The risk of loss decreases with more units. When you have more tenants, the risk is more spread out. When you own a large collection of units, the high cost of occurrences such as eviction or random expenses are spread out across a large portfolio and are less of a hit.
New mobile home parks are often not developed due to government zoning changes. This means the demand for mobile homes in well-managed parks is increasing as the need for affordable housing continues to grow. Baby boomers on fixed incomes are retiring with little savings, and mobile homes are a good solution for the affordable housing deficit.
A huge expense for multi-family properties is tenant turnover. Cleaning the unit, tracking down a new tenant, and lack of income during vacancy, all greatly reduce the potential monthly income. Conversely, mobile home parks have low turnover because it costs the tenant thousands of dollars to move their home out of the park. Most mobile home park owners plan to stay for at least 10 -15 years, thus reducing turnover and risk.
Mobile home park investing is excellent for those investors who do not want to compete with the huge volume of investors looking for traditional real estate investments. Mobile home park investing is the best-kept secret in the real estate investment industry!
Welcome to Our
Listen to What We Have to Say
Click on any of the following links to access industry conversations with Sherman Arnowitz talking his 25 years of investing in distressed second mortgages.